Best Practices

This page highlights best practices of California Housing Trust Funds and Homeless Assistance Programs that are most applicable to the mission and goals of the North Valley Housing Trust. 




Housing Trust Funds

Housing Trust Funds (HTFs) are locally generated revenue sources targeted to meet local affordable housing needs. In response to the shrinking availability of federal housing funds, there has been a rapid growth in the number of State, County and City HTFs across the United States over the last 10 years. Communities have found that HTFs provide a flexible resource that diversify revenue streams and enhance sustainability.

The North Valley Housing Trust is pursuing an emerging model that established the HTF as a nonprofit 501c3 Community Development Financial Institution (CDFI). A CDFI is an entity certified by the federal government to provide economic benefits to underserved populations. CDFIs can provide tax advantages to donors, and receive federal grants from the U.S. Department of Treasury. Below are CDFI HTFs in the State of California which have successfully harnessed the political and financial resources of the public and private sectors.

 Download this PDF to find out more detail about Housing Trust Fund Best Practices.



Background:  Established with a $1 million mitigation fee from Lowe's Home Improvement. In 2006, a committee was formed to use the funds, composed of representatives from the Shasta Regional Foundation, the City of Redding, Dignity Health, and Redding Habitat for Humanity. The committee secured about $5.5 million in commitments to supplement the initial $1 million, with contributions from Dignity Health, the Northern California Community Loan Fund, Premier West Bank, the Redding Bank of Commerce and North Valley Bank.

Results:  The Redding Housing Trust Fund committed funds to its first project in April 2012- a $625,000 loan to rehabilitate a Single Room Occupancy building with 60 apartments affordable to very low-income seniors.

Applicability to Butte County

  • Geographic proximity and demographic/economic similarity
  • Public/private partnership model
  • Strong community foundation involvement
  • Collaboration with local medical center and banking community 


San Luis Obispo County  

Background:  Initially incorporated in 2003 with loans from banks, churches, and the SLO County Community Foundation. Since 2009, funds have been added from private grants, State and U.S. Treasury grants, and a CDFI investment from Rabobank. Loan funds are presently at about $7 million.

Results:  The SLO County Housing Trust Fund has assisted in the creation of 218 affordable homes.

Applicability to Butte County

  • Similar scale in terms of geographic area and population size
  • Public/private partnership model
  • Strong community foundation involvement
  • Involves local medical center and banking community
  • Successful CDFI utilization


Orange County  

Background:  Originally formed in 2004 as an arm of the Neighborhood Housing Services of Orange County, which is a CDFI. This parent organization provided matching grant funds to secure a $2 million State grant from the Local Housing Trust Fund program. They also received $500,000 from Orange County and $100,000 from five cities in the County.

Results:  Assisted the creation of 84 units of new affordable housing and helped 194 families purchase their first home, granting over $13 million in loans.

Applicability to Butte County

  • Built on success of established local nonprofits
  • Public/private partnership model
  • Developing a homeless assistance program
  • Successful CDFI utilization 

Santa Clara County

Background:  Established in 1998, the Housing Trust of Santa Clara County (HTSSC) is a nationally reknown model of a successful nonprofit housing trust fund. It started with donations from Silicon Valley employers, who continue to be the largest donors, and evolved to receive contributions from local governments and financial institutions.

Results:  HTSSC has provided $46 million in financing and assisted in the creation of about 9,500 affordable units. They recently initiated a homeless assistance program.

Applicability to Butte County

  • Strong local business involvement
  • Public/private partnership model
  • Homeless assistance program
  • Successful CDFI utilization


Homeless Assistance Programs

The homeless assistance programs highlighted below have common themes reflecting a general consensus that has gained momentum over the last 10 years on an approach to helping the homeless. All provide housing that is integrated with comprehensive supportive services. The supportive services are individualized to the needs of each participant, through interviews with a case manager. The goal of this holistic approach is for each participant to increase in self-sufficiency, measured in terms of obtaining permanent, stable housing, securing and maintaining employment, and other metrics.

Successful implementation of this type of program requires extensive collaboration among community partners. Due to limited public funding, successful programs such as those described here engage churches, civic groups, nonprofits, philanthropic organizations, and business to bring resources to correct and alleviate the problem.

Download this PDF to find out more detail about Homeless Assistance Program Best Practices. 


Boise CATCH  

Background:  In 2006, the City of Boise initiated Charitable Assistace To the Community's Homeless (CATCH) by involving local area churches, businesses, nonprofits, and civic groups in conversations about how to help homeless families in their community. The City of Boise administers the program so that donations can provide direct assistance. A business, civic group, or church agrees to sponsor a family and provide up to 12 months of rental assistance, as well as other funds, volunteer time, and essential items. Local service providers work with the families to offer services and track progress in achieving self-sufficiency.

Results:  CATCH has transitioned over 100 families out of homelessness. About 85% of participants pay their own rent after six months of receiving assistance.

Applicability to Butte County

  • Builds on foundation of collaboration and civic engagement
  • Strong involvement from local congregations
  • Focus on participant self-sufficiency and measurable results


100,000 Homes  

Background:  A nationwide campaign to house 100,000 homeless individuals, organized by a nonprofit called Community Solutions. This campaign has been adopted by 154 communities accross the country, implementing an aggressive housing-first strategy in which local teams: "register" the chronically homeless and document their needs; line up housing through government programs and private donations; and quickly move the homeless into housing. A long-term plan is then employed to help participants stay housed.

Results:  100,000 Homes has housed over 28,000 chronically homeless individuals. It estimates that 91% of those assisted maintain housing after one year. Over 200,000 volunteers have participated.

Applicability to Butte County

  • Eight Northern California counties and cities have joined the campaign
  • The model can be adapted to local strengths and challenges
  • Strong volunteer involvement


Homeward Bound  

Background:  Established in 1996 as a transitional housing program with a strong work-training component. The program is a project-based rather than a housing-first model. Participants live for up to 18 months at a transitional housing facility where they are required to participate in educational and vocational training. A teaching kitchen is located on-site for residents to develop food service skills. They also participate in candy, catering, and cafe businesses that generate income for the program.

Results:  Successful completion of The Next Key Center, which opened in November 2008 with 29 studio apartments. Homeward Bound operates the Fresh Starts Culinary Acadamy which graduates formerly homeless individuals to full-time employment.

Applicability to Butte County

  • Emphasis on job training and placement
  • Utilizes charitable donations
  • Develops partnerships with local employers

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Success Stories

News & Announcements

  • July 7, 2017

    Our 2017 Spring Masquerade was a great success!

    Over 100 people attended. All enjoyed a fun night of great food, wine, Casino games, Art Silent Auction, a Light show and DJ Dancing! 

  • May 18, 2017

    Wednesday, May 24 from 11:30am-1pm Valley View Apartments | 103 Silver Dollar Way | Chico, CA  Valley View Apartments is an affordable permanent supportive housing community for low income Mental Health Services Act eligible adult

  • February 3, 2017

    We are kicking off our Valley View Fresh Start Campaign! This is an effort to provide furniture for the new residents at Valley View Apartments, NVHT's first housing project.

  • February 3, 2017

    So many lovely people came out to support NVHT's event Storied Streets Movie night, on Jan 22! We couldn't have done it without some amazing talents!!

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